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  • What was the legislation that created the Colorado SecureSavings program?

    In 2019, the Colorado Legislature enacted SB19-173, which authorized the Colorado SecureSavings Board [LINK TO: ], the authority responsible for creating Colorado SecureSavings.

  • When can I register?

    All eligible Colorado are currently able to register for Colorado SecureSavings. There is no need to wait until their deadline. As your deadline approaches, we’ll send you an invite and reminder via email or mail. Then, simply enter your EIN and the Access Code that we send you. Until then, learn...

  • Where can I find a copy of the Colorado SecureSavings program rules?

    The Colorado SecureSavings retirement savings program rules are detailed here.

  • Where can I find a copy of the program rules?

    The Colorado SecureSavings Program rules are posted here.

  • Where can I find information about investments, fees, risks, and other program details?

    All program details can be found in our Program Description.

  • Where do my automatic contributions go?

    They’re deposited into a Roth IRA that is yours to keep for life and that you control completely.

  • Where should I turn if I have an issue or concern with a Colorado SecureSavings account?

    We're available to answer any questions or concerns you may have. Whether you want to call, email, or send us something by mail, you can find our contact information here.

  • Where should I turn if I have an issue or concern with my Colorado SecureSavings account?

    We're always available to answer any questions or concerns you may have. Whether you want to call, email, or send us something by mail, you can get our contact information here.

  • Which businesses are eligible to participate in Colorado SecureSavings?

    You are eligible to participate in the Colorado SecureSavings Retirement Savings Program if: Your business is registered to conduct business in the state of Colorado You have at least five W-2 employees who have worked for you for at least 180 days You have been in business for two or more...

  • Which company is administering the program?

    The Colorado SecureSavings Board has selected Vestwell State Savings, LLC, dba Sumday Administration, as the program’s new administrator. Vestwell State Savings, LLC, is a wholly owned subsidiary of the Vestwell Holdings, Inc. Sumday is an experienced retirement and college savings services...

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Seal for the Treasurers Office of the State of Colorado

Colorado SecureSavings is governed by the Colorado Secure Savings Program Board (“CSSPB”), an instrumentality of the State of Colorado. Vestwell State Savings, LLC (“Vestwell”), dba Sumday Administration (“Sumday”), is the program administrator. Sumday and The Bank of New York Mellon are responsible for day-to-day program operations. Participants who use Colorado SecureSavings beneficially own and have control over their Roth Individual Retirement Accounts (“IRA”), as provided in the program offering set out at ColoradoSecureSavings.com.

Colorado SecureSavings’ investment options are selected by the CSSPB. For more information on Colorado SecureSavings’ investment options, go to ColoradoSecureSavings.com. Account balances in Colorado SecureSavings will vary with market conditions and are not guaranteed or insured by the CSSPB, the State of Colorado, the Federal Deposit Insurance Corporation (“FDIC”) or any other organization.

Colorado SecureSavings is a completely voluntary retirement program. Saving through a Roth IRA will not be appropriate for all individuals. Employer facilitation of Colorado SecureSavings should not be considered an endorsement or recommendation by your employer of Colorado SecureSavings, Roth IRAs, or the investment options in the program. Roth IRAs are not exclusive to Colorado SecureSavings and can be obtained outside of the program and contributed to outside of payroll deduction. Contributing to a Colorado SecureSavings Roth IRA through payroll deduction offers some tax benefits and consequences. You should consult appropriate professional advice or consultation if you have questions related to taxes or investments.

The Colorado SecureSavings name and the Colorado SecureSavings logo are trademarks of the CSSPB and may not be used without permission.

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