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Employers

Program details

New businesses Registration

March 1, 2025

deadline

Existing Colorado businesses

Your registration deadline has passed

Your business should have previously received notifications that you are required to sign up for Colorado SecureSavings or certify exemption from the program.

Don't wait — take action today.

Employer eligibility

Colorado employers are required to facilitate the program if they:

  • Have been in business for at least 2 years

  • Have 5 or more employees, and

  • Don’t offer a qualified retirement plan

How do I get started?

You’ll be notified by Colorado SecureSavings when it’s time for your business to register. To begin, you’ll need:

  • Your Federal Employer Identification Number (EIN)

  • The Colorado SecureSavings Access Code from your notification

If you missed your deadline, register your business online today or reach out to our call center for assistance.

Don’t have your access code?

If you are unable to find the Access Code for your business, we can resend it to your email.

Request Access Code

Already offer a retirement plan?

Employers who provide a qualified retirement plan to their employees, have been in business for less than 2 years, or have fewer than 5 employees should certify their exemption from the program using their provided Access Code.

Certify your exemption

Onboarding your business

There are just a few steps you need to take to get started. Take a look at this video to get you acclimated:

Colorado SecureSavings Onboarding
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Your responsibilities as an employer

We know that running your business is your top priority. That’s why Colorado SecureSavings is easy to set up and requires only light account maintenance. We’ll take care of the rest, at no cost to you.

Register

Set up your ID and password, answer questions about your company and payroll process, complete payment setup, and then add your employees.

You can even invite a payroll representative to help you facilitate this process. Your payroll representative can be an admin, a teammate, or even your bookkeeper or payroll administrator.

Send Contributions

Once you have added employees, we will communicate directly with them to explain their options during the 30 days they have to opt out or customize their account. At the end of the 30-day period, you will record their choices, begin payroll deductions, and submit contribution information and funding for the employees who choose to stay in the program.

Maintenance

To stay in compliance, continue to send payroll contributions and maintain employee records, including updating contribution rate changes when needed, adding new employees, and marking former employees as terminated.

Things you won’t be responsible for

  • Setting up your employees’ retirement savings accounts. This happens automatically.

  • Answering questions about Colorado SecureSavings and its investment portfolios, or helping employees choose investments.

  • Managing Colorado SecureSavings investment options and processing employee investment change requests.

  • Processing distributions from employee investment accounts.

  • Managing employee investment account changes. Your employees will be responsible for maintaining their account information and settings if enrolled.

Have questions?

We have answers.

Find answers to common questions, how-to videos, and other useful guides in our online Help Center.

Go to Help Center