About Us

Colorado SecureSavings is a new retirement savings program, sponsored by the state of Colorado SecureSavings Board. It’s a simple and seamless way to help Colorado employees save and plan for the future. Nearly 940,000 workers in Colorado have no access to an employer-sponsored retirement savings...

Account Maintenance Form

Ahorradores

Es fácil comenzar a ahorrar para la jubilación hoy mismo ¡Ahora hay una manera fácil de ahorrar para la jubilación! El programa Colorado SecureSavings es un método flexible, seguro y continuo de reforzar su futuro financiero. ¿Ya está inscrito? Configure su cuenta hoy. Requisitos del...

Am I eligible for the Saver's Credit from the IRS?

You may be able to take advantage of the Saver's Credit if you meet the eligibility requirements. The Saver's Credit is a federal tax credit you can get for making contributions to your retirement plan. For more information, visit here. You may also want to consult with a tax expert or financial...

Are employers responsible for telling employees when contributions will auto escalate?

No, leave that to us. Colorado SecureSavings will notify participating employees about auto-escalation prior to any increase.

Are my employees who live in other states eligible for Colorado’s program?

Yes, if their employment is based in Colorado.

Are my investments guaranteed to earn?

All investing involves some risk, and there is no guarantee of earnings. The Colorado SecureSavings program offers a range of investment types to help you choose options that balance different levels of risk. Usually, a Capital Preservation Option will have lower risk and potentially lower rates of...

Are there additional withdrawal restrictions beyond normal Roth IRA restrictions?

The only withdrawal restrictions for Colorado SecureSavings accounts are those set by the federal government for any Roth or Traditional IRA. Please consult a tax expert or financial advisor about your circumstances.

Are there any fees for employers to participate?

There are no employer fees. Also, employers are neither required, nor permitted, to match employee contributions to the program.  

Are there income limits to participate in Colorado SecureSavings?

Yes, you must determine if you meet federal income limits. If you don’t, you can’t contribute to Roth IRA accounts. Simply put, if you make over a certain amount of income in a given year, you may not be eligible. This income limit is determined by the IRS and is based on something called your...