Colorado SecureSavings
  • Employers
    • Program Details
    • Payroll Providers
  • Savers
    • Program Details
    • Contributions
    • Investments
    • Price and Performance
    • Withdrawals
    • Program Forms
  • Español
    • Empleadores
    • Ahorradores
  • Help & Resources
    • FAQs
    • Program Resources
    • Financial Resources
    • Retirement Calculator
  • About Us
  • Contact Us
  • About Us

    Colorado SecureSavings is a new retirement savings program, sponsored by the state of Colorado SecureSavings Board. It’s a simple and seamless way to help Colorado employees save and plan for the future. Nearly 940,000 workers in Colorado have no access to an employer-sponsored retirement savings...

  • Account Maintenance Form

  • Ahorradores

    Es fácil comenzar a ahorrar para la jubilación hoy mismo ¡Ahora hay una manera fácil de ahorrar para la jubilación! El programa Colorado SecureSavings es un método flexible, seguro y continuo de reforzar su futuro financiero. ¿Ya está inscrito? Configure su cuenta hoy. Requisitos del...

  • Am I eligible for the Saver's Credit from the IRS?

    You may be able to take advantage of the Saver's Credit if you meet the eligibility requirements. The Saver's Credit is a federal tax credit you can get for making contributions to your retirement plan. For more information, visit here. You may also want to consult with a tax expert or financial...

  • Are employers responsible for telling employees when contributions will auto escalate?

    No, leave that to us. Colorado SecureSavings will notify participating employees about auto-escalation prior to any increase.

  • Are my employees who live in other states eligible for Colorado’s program?

    Yes, if their employment is based in Colorado.

  • Are my investments guaranteed to earn?

    All investing involves some risk, and there is no guarantee of earnings. The Colorado SecureSavings program offers a range of investment types to help you choose options that balance different levels of risk. Usually, a Capital Preservation Option will have lower risk and potentially lower rates of...

  • Are there additional withdrawal restrictions beyond normal Roth IRA restrictions?

    The only withdrawal restrictions for Colorado SecureSavings accounts are those set by the federal government for any Roth or Traditional IRA. Please consult a tax expert or financial advisor about your circumstances.

  • Are there any fees for employers to participate?

    There are no employer fees. Also, employers are neither required, nor permitted, to match employee contributions to the program.  

  • Are there income limits to participate in Colorado SecureSavings?

    Yes, you must determine if you meet federal income limits. If you don’t, you can’t contribute to Roth IRA accounts. Simply put, if you make over a certain amount of income in a given year, you may not be eligible. This income limit is determined by the IRS and is based on something called your...

1 2 3 4 5 6 18
Colorado SecureSavings
  • Employers
  • Savers
  • Español
  • Help & Resources
  • About Us
  • Contact Us

Employer assistance
1-844-692-1073

Saver assistance
1-844-711-5001

  • Program description
  • Terms and conditions
  • Privacy policy
  • Colorado SecureSavings Board
  • Twitter
  • Facebook
  • LinkedIn

Colorado SecureSavings is governed by the Colorado Secure Savings Program Board (“CSSPB”), an instrumentality of the State of Colorado. Vestwell State Savings, LLC (“Vestwell”), dba Sumday Administration (“Sumday”), is the program administrator. Sumday and The Bank of New York Mellon are responsible for day-to-day program operations. Participants who use Colorado SecureSavings beneficially own and have control over their Roth Individual Retirement Accounts (“IRA”), as provided in the program offering set out at ColoradoSecureSavings.com.

Colorado SecureSavings’ investment options are selected by the CSSPB. For more information on Colorado SecureSavings’ investment options, go to ColoradoSecureSavings.com. Account balances in Colorado SecureSavings will vary with market conditions and are not guaranteed or insured by the CSSPB, the State of Colorado, the Federal Deposit Insurance Corporation (“FDIC”) or any other organization.

Colorado SecureSavings is a completely voluntary retirement program. Saving through a Roth IRA will not be appropriate for all individuals. Employer facilitation of Colorado SecureSavings should not be considered an endorsement or recommendation by your employer of Colorado SecureSavings, Roth IRAs, or the investment options in the program. Roth IRAs are not exclusive to Colorado SecureSavings and can be obtained outside of the program and contributed to outside of payroll deduction. Contributing to a Colorado SecureSavings Roth IRA through payroll deduction offers some tax benefits and consequences. You should consult appropriate professional advice or consultation if you have questions related to taxes or investments.

The Colorado SecureSavings name and the Colorado SecureSavings logo are trademarks of the CSSPB and may not be used without permission.

© 2023 Colorado SecureSavings