Help your employees save, help your business grow

Register today

Registration for the program is open to all eligible businesses. To register and get your employees set up to begin saving, you will need your Employer Identification Number (EIN) and Access Code.

Look up your Access Code

Help your business and employees thrive

Colorado SecureSavings is Colorado’s state-facilitated retirement savings program. It gives businesses like yours an easy way to help employees save for the future, and it benefits you, too. What’s more, it’s voluntary for employees — they can stay automatically enrolled or opt out and re-enroll later.

Already offer a retirement plan?

Colorado SecureSavings was created for employers that don’t currently offer a qualified retirement savings plan for their employees. If you already offer one, you can simply certify your exemption here.

Certify your exemption

Program benefits

Here’s how Colorado SecureSavings benefits you as an employer:

  • It’s FREE to facilitate.

  • It’s easy to set up: No complex administration and minimal ongoing responsibilities.

  • It lets you focus on your business, with easy integration with your payroll process.

  • It’s a valuable benefit to attract and retain employees by giving them a simple and secure way to save through automatic payroll contributions into a Roth IRA.

  • You have no fiduciary responsibility, meaning you are not responsible for the investment decisions or outcomes of any employee that participates in the program.

  • You are not responsible for matching contributions. It is not permitted by the program.

Learn more about program benefits

See how Colorado SecureSavings works

For the Employer - Colorado SecureSavings Program

Colorado SecureSavings can work for you

Retirement savings programs can help attract and retain employees, increase productivity, and reduce employee stress.1


1. Craig Copeland, “2020 EBRI Financial Wellbeing Employer Survey: COVID-19 Driving Benefit Offerings and Potentially Forcing Tough Budget Decisions,” EBRI Issue Brief, no. 515 (Employee Benefit Research Institute, October 22, 2020).