• Terms and conditions

    Terms and conditions Any personal information about citizens will be collected only to the extent necessary to provide the service or benefit desired; only appropriate information will be collected; the Colorado Secure Savings Program Board (“CSSPB”) in the Colorado Department of the Treasury will...

  • Vestwell 180 Generic Integration for State Payroll Providers

    Our SFTP standards document for employee census data and contributions

  • What about expense ratios and fees?

    The expense ratios and other information for the funds used in the Colorado SecureSavings retirement savings program can be found online at: Capital Preservation Option: State Street Institutional U.S. Government Money Market Fund All State Street Options: State Street Target Retirement 2020...

  • What about market volatility?

    Investing for your retirement means setting a long-term goal to grow your savings. Investments will fluctuate — there’s no way to time your investment activity only to benefit from positive gains. Colorado SecureSavings offers investment options with various risk levels. Choose the one(s) that best...

  • What are the opt-out and opt-in rules for Colorado SecureSavings?

    You can opt out at any time online, by calling 1-844-711-5001, or by mailing in a completed Opt-Out Form to the program. And you can always rejoin at any time by notifying your employer that you would like to start contributing to your account again.

  • What benefits does the program offer and why was it created?

    Nearly 940,000 Colorado workers lack access to a qualified retirement savings plan at work. To address this urgent need, the Colorado Legislature passed a law that created Colorado SecureSavings to make it easier for more workers to save for their retirement. The program uses automatic enrollment...

  • What benefits does the program offer and why was it implemented?

    Too many employees in Colorado lack access to a qualified retirement savings plan at work. The Colorado Legislature passed a law that created Colorado SecureSavings to make it easier for more workers to save for their retirement. The program specifically aims to lower the barriers of participating...

  • What do employees need to do after I enroll them?

    Your employees will receive information directly from the Colorado SecureSavings program and can choose to stay automatically enrolled in Colorado SecureSavings or opt out; they have 30 days to decide after you add them to the program. If they stay enrolled, the payroll deductions that they elect...

  • What do employers need to facilitate the State's program?

    To register, you just need your EIN and the Access Code we provide to you via email or letter. After that, you’ll provide your preferred contact information, a list of your employees, and your payroll information. And 30 days later, you’ll need to update your participating employees’ contribution...

  • What does automatic enrollment mean?

    It means that if an employee takes no action during the 30 day opt-out window for the program, a Roth IRA will be opened in their name and their payroll contributions will start. Employees who are automatically enrolled in the program will have the default contribution settings elected.