Introducing Colorado SecureSavings

Our Pilot Program is launching soon!

Colorado SecureSavings is a new retirement savings program, created by the Colorado Secure Savings Board in the Colorado Department of the Treasury, that’s coming to Colorado this fall. We’re about to work with a select group of Colorado businesses to take part in an exclusive pilot of the program before it’s officially launched across the state early next year.

If you’re a Colorado employer with five or more employees (who have worked for you for at least 180 days), have been in business for two or more years, and you do not currently offer a retirement savings program to any employees, you can register when the program officially launches in 2023! In the meantime, learn more about the program today and prepare for what’s to come next year.

Colorado SecureSavings is good for you and your employees

Colorado SecureSavings gives businesses like yours a convenient way to help employees save for their future, and it can benefit you, too. Employer-sponsored retirement plans can help improve worker satisfaction, increase productivity, and reduce employee stress.1

Here in Colorado, nearly 940,000 workers have no employer-sponsored retirement savings plan. Colorado SecureSavings was created by law to meet this urgent need. Once enrolled in Colorado SecureSavings, employees can contribute to a Roth Individual Retirement Account (IRA) directly from their paychecks and access tools to help them reach their financial goals.

Employer benefits

  • No cost for employers

  • Easy to get started

  • Support from an expert team

  • Works with your payroll process

Learn more

Saver benefits

  • Secure, simple way to save for retirement

  • Portable as an employee changes their job

  • Customizable contribution amounts

  • Voluntary for employees

Learn more

What are businesses responsible for?

As an employer, your role is to simply facilitate the program in three steps.



Register your business using the unique Access Code that will be sent to you.



Upload payroll and employee info to the system and submit your employees’ savings contributions levels. You can even invite your payroll representatives or a delegate to help you facilitate this process.



Keep your employee records up to date. This includes submitting your payroll details every pay period and keeping your employees’ payroll contributions and staff list up to date.

Want even more info?

Download additional information about the Colorado SecureSavings Program.